Baroda Golden Savings Account
This account will reward customers with Premium interest each month when they:
- Make no withdrawals;
- Deposit $20 or more (excluding credit interest) by the last business day of the month; and
- Maintain minimum balance of NZD 1000/- during the month.
If any of the above three criteria is not fulfilled customer will be given standard applicable rate.
- Standard rate: 0.25% p.a.;
- Premium rate: 2.80% p.a.
- Total Effective Rate: 3.05% p.a.
- Account opened in NZ dollars only.
- Customers will have the flexibility to deposit any amount in this account. Interest is paid on the last business day of each month.
- Unlimited number of remittance without any fees to any personal account of any bank in India.
- Internet banking and Mobile App available
- If the customer withdraws any amount from this savings account and/or not deposited minimum $ 20.00 then they will earn Standard interest i.e. 0.25% p.a. only for that particular month. No interest is payable if the balance in the account goes below NZD 1000 during the month. Interest for non-business days is calculated based on the balance as at the previous business day. Interest are subject to tax as applicable.
Fees and Charges
- Our fees and charges are subject to change from time to time. For all charges please see our service charges.