The premium way to stay above and beyond
Open your current account today
Baroda Premium Current Account
Premium Current Deposit accounts are ideal for those customers who wish to save on various charges while still earning interest on their accounts.
-
Key Features
-
Fees and Charges
-
Terms & Conditions
- No Account Maintenance Charges — Enjoy premium benefits without extra costs.
- Currency Option — Available in NZD only.
- Premium Balance Requirement — Maintain a NZ$25,000 quarterly average balance to access exclusive features.
- Auto Fixed Deposit Investment — Deposits above NZ$25,000 are auto-invested in fixed deposits (multiples of NZ$10,000) for 1 month, earning higher returns. (No interest paid on premature closure).
- Free & Fast Transfers to India — Unlimited remittances to any individual bank account with favourable exchange rates and zero charges.
- Overseas Business Remittances — Send money to India, Fiji, USA, UK & Australia at competitive exchange rates with minimal charges.
- Standing Instructions — Ensure timely and hassle-free payments.
- Cash Handling Concessions — Get 25–50% discounts on cash handling charges (subject to balance criteria).
- Visa Debit Card — Secure, convenient access to your funds online and in-store.
- 24/7 Digital Banking — Manage your money anytime with Internet Banking.
- Instant Account Opening — Walk in and open your account with no prior appointment.
Upgrade to premium banking today!
Visit our nearest branch or contact us
- Stay Informed — Our fees and charges are subject to change from time to time. Please refer to our latest service charges schedule for full details.
- Foreign cash/currency will not be available over the branch counter. You will not be able to buy or withdraw any foreign cash/currency from us, nor sell it to us at the branch.
- Please read the important details for General Banking, Internet Banking, and Visa Debit Cards. Click here to know the Terms and Conditions.