A smart combo of savings and short-term deposits, offering easy access to funds with higher returns.

  • Key Features
  • Fees and Charges
  • Terms & Conditions
  • Available only in NZ dollars – for easy and secure local savings.
  • Attractive Interest Rate – 1.50% p.a. – Grow your savings with a competitive return.
  • Daily Interest, Paid Monthly – Watch your money grow – interest calculated daily, paid monthly (after tax).
  • Minimum Balance: NZ$1,000 – Keep your account active and benefits flowing.
  • Send Money to India – Free & Fast – Unlimited transfers to any individual bank account – with favourable exchange rates and without any charges.
  • Smart Auto-Sweep – Deposits above and in multiples of NZ$ 1,000 will automatically be swept from savings account to the linked short-term deposit account for a period of 181 days, earning higher returns.
  • Need funds – Whenever a customer requires funds from their savings account balance, a reverse sweep order will be automatically triggered to seamlessly meet their liquidity needs.
  • LIFO (Last In, First Out) system – is followed in the reverse-sweep where the most recent deposits are returned to the savings account while older deposits remain in the fixed deposits account to maximize interest.
  • Bank Anytime, anywhere – 24/7 access through Internet Banking and our user-friendly Mobile App.
  • Debit Card – Easy, secure access to your funds – online and in-store.
  • No prior appointment needed – Walk in and open your account — quick, simple, and stress-free.
  • Stay Informed – Our fees and charges are subject to change from time to time. For full details, please refer to our service charges schedule.
  • foreign cash/currency (USD) will not be available over the branch counter. You will not be able to buy or withdraw foreign currency (USD) from us, nor sell it to us at the branch.”
  • Please read the important details for General Banking, Internet banking, and Visa Debit Cards
  • Terms and Conditions
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